Three products. Deeply integrated. One platform.

Mustard combines multicurrency accounts, stablecoin-powered settlement, and corridor-specific payment infrastructure into one operating layer for global money movement.

Virtual Multicurrency Accounts

Every Mustard user receives named account details across USD, EUR, and GBP, with standard banking rails for receiving payments from clients, customers, and partners globally.

For Freelancers

Get paid by international clients directly into your named USD, EUR, or GBP account. No third-party wallets. No 4 percent processing fees. No foreign incorporation required. Access your money fast.

For Businesses

Collect multicurrency revenue, manage international treasury, and pay distributed teams, all from a single platform that scales with you. Real accounts, real routing details, real settlement.

What's Included

  • Named USD account. US routing number and account number. ACH compatible.
  • Named EUR account. IBAN and BIC. Fully SEPA compatible.
  • Named GBP account. Sort code and account number. Faster Payments compatible.
  • Real-time balance visibility across all currency accounts.
  • Instant conversion between held currencies at mid-market rates.
  • No minimum balance. No monthly maintenance fees.

Stablecoin-Powered Global Settlement

A fiat-native experience for users, powered by stablecoin settlement underneath. Faster confirmation, clearer reconciliation, and fewer correspondent banking bottlenecks.

The stablecoin layer is a backend settlement rail, not a user requirement. You receive, hold, and send in familiar currency terms while Mustard handles the route, conversion, and settlement path.

Settlement Capabilities

  • Fiat funds are converted and settled through regulated payment infrastructure.
  • USDC settlement rails reduce delays and correspondent banking friction.
  • Recipients can still receive in familiar fiat rails and local bank accounts.
  • Every payment has a clear status, confirmation trail, and reconciliation path.

Cross-Border Payment Corridors

Mustard is designed for the payment corridors where traditional systems are slowest, most opaque, and most expensive. We build specific routes, not generic abstractions.

Africa -> Asia

Purpose-built flows for merchant import payments, supplier settlement, and high-friction commercial corridors.

Africa -> Europe

Named accounts and transparent conversion for teams, contractors, customers, and regional business operations.

Global -> Africa

Fast settlement into supported local destinations with full visibility before funds leave the sender.

Corridor Architecture Principles

Every corridor is built around local account access, regulated partners, transparent conversion, and settlement paths that fit the actual commercial flow.