Real bank accounts in USD, EUR, and GBP. Stablecoin settlement on every corridor. One platform that handles complexity so you never have to.
Each capability addresses a specific and persistent failure in the existing cross-border payments landscape. Together, they constitute a complete financial infrastructure layer for global commerce.
Every Mustard account includes real, named payment accounts in USD, EUR, and GBP, with actual routing numbers, sort codes, and IBANs. Not prepaid wallets. Not crypto addresses. Real accounts, issued in your name, usable for receiving payments through standard banking networks in each currency.
Sub-24-hour settlement on every supported corridor. Near-instant on USDC-native flows. The stablecoin layer is entirely invisible to end users. Users send and receive in fiat. We handle everything in between.
Mustard is purpose-built for the world's most underserved and highest-growth payment corridors. Our architecture is designed to support both crypto-native senders and entirely fiat-native senders, with standard bank account settlement on the receiving end, in the local currency of the recipient's country.
Mustard is designed to serve anyone whose economic life crosses a national border, and who has historically been left behind by the platforms that were supposed to help them.
Get paid by international clients directly into your named USD, EUR, or GBP account. No third-party wallets. No 4 percent processing fees. No foreign incorporation required. Access your money fast. For Freelancers and Remote Workers. Get paid by international clients directly into your named USD, EUR, or GBP account. No third-party wallets. No 4 percent processing fees. No foreign incorporation required. Access your money fast.
Merchants and Importers. Pay suppliers across global trade corridors directly, transparently, and without the cost and delay of correspondent banking. Lock your rate at initiation. Funds arrive in the supplier's local currency. No informal channels, no uncertainty.
Collect multicurrency revenue, manage international treasury, and pay distributed teams, all from a single platform that scales with you. Real accounts, real routing details, real settlement.
Diaspora and Personal Remittance. Send money home faster, cheaper, and more transparently than any incumbent provider, with settlement into any standard bank account. No hidden exchange rate markups. No opaque fee structures. Just money that moves like a message.
Create your account and complete identity verification. Under 5 minutes for individuals. Under 24 hours for businesses. Powered by best-in-class KYC infrastructure.
Fund and Hold. Receive your virtual account details in USD, EUR, and GBP. Accept payments globally. Hold stablecoin. Your multicurrency balance is ready instantly.
Send and Settle. Initiate a payment. Lock your rate. Confirm. Funds settle in the recipient's bank account within 24 hours, often significantly sooner. You get a full audit trail.
Mustard is a technology platform built on the infrastructure of licensed, regulated, and audited financial service providers. Every settlement, every account, and every currency conversion that flows through Mustard is processed through entities that hold the requisite licences in the jurisdictions they operate.
Mustard is not a bank. We do not hold a banking licence. All financial services are provided through licensed and regulated partner institutions. Funds are not held on Mustard's own balance sheet.
Join the waitlist. Be among the first to access Mustard when we open the platform.
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